/* =========================================================
   Insurance Referral Pro — single-page styles
   Aesthetic: refined editorial, trustworthy, Florida-warm.
   Fraunces (display serif) + Manrope (body sans).
   ========================================================= */

.irp-root {
	--ink:        #0e1d34;
	--ink-soft:   #2b3a55;
	--mute:       #5a6b85;
	--line:       #e6decf;
	--line-soft:  #f0e9dc;
	--cream:      #faf6ee;
	--cream-deep: #f3ecdd;
	--paper:      #ffffff;
	--copper:     #b0764a;
	--copper-deep:#8a5731;
	--navy:       #0a1c36;
	--navy-deep:  #06122a;
	--ok:         #2f7a4d;
	--err:        #b3392a;

	--radius:     14px;
	--radius-sm:  8px;
	--shadow-lg:  0 30px 60px -30px rgba(10,28,54,0.25);
	--shadow-md:  0 10px 30px -15px rgba(10,28,54,0.18);

	--ff-display: 'Fraunces', 'Times New Roman', serif;
	--ff-body:    'Manrope', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;

	font-family: var(--ff-body);
	color: var(--ink);
	background: var(--paper);
	line-height: 1.55;
	-webkit-font-smoothing: antialiased;
	font-size: 16px;
}

.irp-root *, .irp-root *::before, .irp-root *::after { box-sizing: border-box; }
.irp-root img { max-width: 100%; height: auto; display: block; }

/* Container */
.irp-container {
	width: 100%;
	max-width: 1180px;
	margin-inline: auto;
	padding-inline: 24px;
}

/* Type */
.irp-root h1, .irp-root h2, .irp-root h3, .irp-root h4 {
	font-family: var(--ff-display);
	font-weight: 500;
	letter-spacing: -0.01em;
	color: var(--ink);
	margin: 0;
}
.irp-display {
	font-size: clamp(2.4rem, 5.4vw, 4.4rem);
	line-height: 1.02;
	font-weight: 500;
	letter-spacing: -0.025em;
}
.irp-display em {
	font-style: italic;
	color: var(--copper);
	font-weight: 400;
}
.irp-h2 {
	font-size: clamp(1.9rem, 3.4vw, 2.8rem);
	line-height: 1.1;
	letter-spacing: -0.02em;
	max-width: 26ch;
}
.irp-h2--light { color: var(--cream); }
.irp-h3 {
	font-size: clamp(1.4rem, 2.2vw, 1.85rem);
	line-height: 1.2;
}
.irp-eyebrow {
	display: inline-block;
	font-family: var(--ff-body);
	font-size: 0.72rem;
	font-weight: 600;
	letter-spacing: 0.22em;
	text-transform: uppercase;
	color: var(--copper-deep);
	margin-bottom: 18px;
	padding-bottom: 6px;
	border-bottom: 1px solid var(--copper);
}
.irp-eyebrow--light { color: #d9b489; border-bottom-color: #b0764a; }
.irp-lead {
	font-size: 1.12rem;
	line-height: 1.6;
	color: var(--ink-soft);
	max-width: 56ch;
}

/* Disclosure bar */
.irp-disclosure-bar {
	background: var(--navy-deep);
	color: #c9d3e3;
	text-align: center;
	font-size: 0.82rem;
	padding: 10px 24px;
	letter-spacing: 0.01em;
}
.irp-disclosure-bar .irp-dot {
	display: inline-block;
	width: 6px; height: 6px;
	background: var(--copper);
	border-radius: 50%;
	margin-right: 8px;
	transform: translateY(-1px);
}

/* Header */
.irp-header {
	position: sticky;
	top: 0;
	z-index: 50;
	background: rgba(255,255,255,0.92);
	backdrop-filter: saturate(180%) blur(8px);
	border-bottom: 1px solid var(--line);
}
.irp-header__inner {
	display: flex;
	align-items: center;
	gap: 32px;
	padding-block: 14px;
}
.irp-brand {
	display: inline-flex;
	align-items: center;
	gap: 12px;
	text-decoration: none;
	color: inherit;
	flex-shrink: 0;
}
.irp-brand__mark {
	width: 42px; height: 42px;
	display: grid; place-items: center;
	font-family: var(--ff-display);
	font-weight: 600;
	font-size: 1.05rem;
	background: var(--navy);
	color: var(--cream);
	border-radius: 10px;
	letter-spacing: 0.04em;
}
.irp-brand__mark--light { background: var(--cream); color: var(--navy); }
.irp-brand__text { display: flex; flex-direction: column; line-height: 1.15; }
.irp-brand__text strong { font-size: 0.98rem; font-weight: 600; }
.irp-brand__text em { font-style: normal; font-size: 0.74rem; color: var(--mute); letter-spacing: 0.03em; }

.irp-nav { display: flex; gap: 26px; margin-left: auto; }
.irp-nav a {
	font-size: 0.93rem;
	color: var(--ink-soft);
	text-decoration: none;
	font-weight: 500;
	position: relative;
	padding: 4px 0;
	transition: color .2s ease;
}
.irp-nav a::after {
	content: ''; position: absolute; left: 0; bottom: 0;
	height: 1px; width: 0; background: var(--copper);
	transition: width .25s ease;
}
.irp-nav a:hover { color: var(--ink); }
.irp-nav a:hover::after { width: 100%; }

.irp-phone-cta {
	display: inline-flex;
	flex-direction: column;
	align-items: flex-end;
	text-decoration: none;
	padding: 8px 16px;
	border: 1px solid var(--line);
	border-radius: var(--radius-sm);
	background: var(--cream);
	transition: all .2s ease;
	color: var(--ink);
}
.irp-phone-cta:hover { border-color: var(--copper); transform: translateY(-1px); }
.irp-phone-cta__label { font-size: 0.7rem; color: var(--mute); letter-spacing: 0.05em; text-transform: uppercase; }
.irp-phone-cta__number { font-family: var(--ff-display); font-weight: 600; font-size: 1.05rem; }

/* Hero */
.irp-hero {
	padding-block: clamp(60px, 9vw, 120px);
	background:
		radial-gradient(ellipse at top right, rgba(176,118,74,0.07), transparent 50%),
		linear-gradient(180deg, #fffdf8 0%, var(--paper) 100%);
	overflow: hidden;
}
.irp-hero__inner {
	display: grid;
	grid-template-columns: 1.4fr 1fr;
	gap: 64px;
	align-items: center;
}
.irp-hero__copy > * + * { margin-top: 24px; }
.irp-hero__actions { display: flex; gap: 14px; flex-wrap: wrap; }

.irp-hero__signals {
	display: grid;
	grid-template-columns: repeat(3, 1fr);
	gap: 24px;
	margin-top: 40px;
	padding-top: 32px;
	border-top: 1px solid var(--line);
}
.irp-hero__signals > div { padding: 0; }
.irp-hero__signals dt {
	font-family: var(--ff-display);
	font-size: 1.02rem;
	font-weight: 600;
	color: var(--ink);
	margin-bottom: 4px;
}
.irp-hero__signals dd { margin: 0; font-size: 0.86rem; color: var(--mute); line-height: 1.45; }

.irp-hero__card {
	background: var(--cream);
	border: 1px solid var(--line);
	border-radius: var(--radius);
	padding: 32px;
	box-shadow: var(--shadow-md);
	position: relative;
}
.irp-hero__card::before {
	content: '';
	position: absolute;
	inset: -1px;
	border-radius: var(--radius);
	padding: 1px;
	background: linear-gradient(135deg, var(--copper), transparent 40%);
	-webkit-mask: linear-gradient(#fff 0 0) content-box, linear-gradient(#fff 0 0);
	-webkit-mask-composite: xor;
	        mask-composite: exclude;
	pointer-events: none;
}
.irp-hero__card header {
	font-family: var(--ff-display);
	font-size: 1.15rem;
	font-weight: 600;
	margin-bottom: 20px;
	padding-bottom: 16px;
	border-bottom: 1px solid var(--line);
}
.irp-hero__card header em { color: var(--copper); font-style: italic; }
.irp-card-list { list-style: none; padding: 0; margin: 0 0 16px 0; }
.irp-card-list li {
	padding: 8px 0 8px 28px;
	font-size: 0.95rem;
	color: var(--ink-soft);
	position: relative;
}
.irp-card-list--check li::before {
	content: '';
	position: absolute; left: 0; top: 14px;
	width: 14px; height: 14px;
	background: var(--copper);
	mask: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'><path fill='black' d='M9 16.17 4.83 12l-1.42 1.41L9 19 21 7l-1.41-1.41z'/></svg>") center/contain no-repeat;
}
.irp-card-list--x { padding-top: 12px; border-top: 1px dashed var(--line); }
.irp-card-list--x li { color: var(--mute); }
.irp-card-list--x li::before {
	content: '×';
	position: absolute; left: 4px; top: 6px;
	color: var(--mute);
	font-size: 1.2rem;
	line-height: 1;
}

/* Buttons */
.irp-btn {
	display: inline-flex;
	align-items: center;
	justify-content: center;
	padding: 14px 28px;
	border-radius: 100px;
	font-family: var(--ff-body);
	font-weight: 600;
	font-size: 0.95rem;
	letter-spacing: 0.01em;
	text-decoration: none;
	cursor: pointer;
	border: 1px solid transparent;
	transition: all .25s ease;
	min-height: 50px;
}
.irp-btn--primary { background: var(--navy); color: var(--cream); }
.irp-btn--primary:hover { background: var(--navy-deep); transform: translateY(-1px); box-shadow: var(--shadow-md); }
.irp-btn--ghost { background: transparent; color: var(--ink); border-color: var(--ink); }
.irp-btn--ghost:hover { background: var(--ink); color: var(--cream); }
.irp-btn--full { width: 100%; }

/* Sections */
.irp-section { padding-block: clamp(60px, 8vw, 110px); }
.irp-section--cream { background: var(--cream); }
.irp-section--dark { background: var(--navy); color: #c9d3e3; }
.irp-section--dark p { color: #b7c3d6; }

.irp-section__head { max-width: 720px; margin-bottom: 56px; }
.irp-section__head--centered { margin-inline: auto; text-align: center; }
.irp-section__head--centered .irp-h2 { margin-inline: auto; }
.irp-section__intro { color: var(--mute); margin-top: 16px; font-size: 1.05rem; }
.irp-section--dark .irp-section__intro { color: #a4b1c7; }

/* Grid */
.irp-grid { display: grid; gap: 24px; }
.irp-grid--4 { grid-template-columns: repeat(4, 1fr); }

/* Service cards */
.irp-service-card {
	background: var(--paper);
	border: 1px solid var(--line);
	border-radius: var(--radius);
	padding: 32px 26px;
	transition: all .3s ease;
	position: relative;
	overflow: hidden;
}
.irp-service-card::before {
	content: '';
	position: absolute;
	left: 0; right: 0; bottom: 0;
	height: 2px;
	background: var(--copper);
	transform: scaleX(0);
	transform-origin: left;
	transition: transform .4s ease;
}
.irp-service-card:hover { transform: translateY(-4px); box-shadow: var(--shadow-md); border-color: transparent; }
.irp-service-card:hover::before { transform: scaleX(1); }
.irp-service-card__num {
	font-family: var(--ff-display);
	font-style: italic;
	font-size: 0.95rem;
	color: var(--copper);
	font-weight: 500;
}
.irp-service-card h3 {
	font-size: 1.3rem;
	margin: 16px 0 10px;
	font-weight: 600;
}
.irp-service-card p { font-size: 0.92rem; color: var(--mute); line-height: 1.55; margin: 0; }

/* Process */
.irp-process {
	list-style: none;
	padding: 0;
	margin: 0;
	display: grid;
	grid-template-columns: repeat(4, 1fr);
	gap: 32px;
	counter-reset: process;
	position: relative;
}
.irp-process::before {
	content: '';
	position: absolute;
	top: 22px;
	left: 5%;
	right: 5%;
	height: 1px;
	background: linear-gradient(90deg, transparent, var(--copper) 20%, var(--copper) 80%, transparent);
	z-index: 0;
}
.irp-process li { position: relative; z-index: 1; }
.irp-process__num {
	display: grid; place-items: center;
	width: 44px; height: 44px;
	background: var(--cream);
	border: 1px solid var(--copper);
	color: var(--copper-deep);
	border-radius: 50%;
	font-family: var(--ff-display);
	font-size: 1.1rem;
	font-weight: 600;
	margin-bottom: 20px;
}
.irp-process h3 { font-size: 1.15rem; font-weight: 600; margin-bottom: 8px; }
.irp-process p { font-size: 0.92rem; color: var(--mute); margin: 0; line-height: 1.55; }

/* About */
.irp-about { display: grid; grid-template-columns: 1.3fr 1fr; gap: 56px; align-items: start; }
.irp-about__copy p { margin-top: 18px; color: #b7c3d6; max-width: 56ch; line-height: 1.7; }
.irp-about__panel {
	background: rgba(255,255,255,0.04);
	border: 1px solid rgba(255,255,255,0.1);
	border-radius: var(--radius);
	padding: 32px;
}
.irp-about__panel h3 { color: var(--cream); font-size: 1.2rem; font-weight: 600; margin-bottom: 16px; }
.irp-about__panel h3 em { color: var(--copper); font-style: italic; }
.irp-about__panel ul { list-style: none; padding: 0; margin: 0; }
.irp-about__panel li {
	padding: 10px 0 10px 22px;
	font-size: 0.93rem;
	color: #b7c3d6;
	position: relative;
	border-top: 1px solid rgba(255,255,255,0.06);
}
.irp-about__panel li:first-child { border-top: none; }
.irp-about__panel li::before {
	content: '—';
	position: absolute; left: 0; top: 10px;
	color: var(--copper);
}

/* FAQ */
.irp-faq { max-width: 820px; margin-inline: auto; }
.irp-faq details {
	border-bottom: 1px solid var(--line);
	padding: 22px 0;
}
.irp-faq summary {
	font-family: var(--ff-display);
	font-size: 1.18rem;
	font-weight: 600;
	cursor: pointer;
	list-style: none;
	display: flex;
	justify-content: space-between;
	align-items: center;
	gap: 16px;
}
.irp-faq summary::-webkit-details-marker { display: none; }
.irp-faq summary::after {
	content: '+';
	font-family: var(--ff-body);
	font-weight: 300;
	font-size: 1.7rem;
	color: var(--copper);
	transition: transform .3s ease;
	line-height: 1;
}
.irp-faq details[open] summary::after { transform: rotate(45deg); }
.irp-faq p { margin-top: 14px; color: var(--mute); max-width: 70ch; }

/* Contact / Form */
.irp-contact { display: grid; grid-template-columns: 1fr 1.1fr; gap: 64px; align-items: start; }
.irp-contact__details {
	margin-top: 32px;
	display: grid;
	grid-template-columns: repeat(2, 1fr);
	gap: 20px 32px;
}
.irp-contact__details dt {
	font-size: 0.72rem;
	letter-spacing: 0.15em;
	text-transform: uppercase;
	color: var(--mute);
	margin-bottom: 4px;
}
.irp-contact__details dd { margin: 0; font-size: 0.96rem; color: var(--ink); font-weight: 500; }
.irp-contact__details a { color: inherit; text-decoration: none; border-bottom: 1px solid var(--copper); }

.irp-form {
	background: var(--paper);
	border: 1px solid var(--line);
	border-radius: var(--radius);
	padding: 40px;
	box-shadow: var(--shadow-md);
}
.irp-form h3 {
	font-family: var(--ff-display);
	font-size: 1.5rem;
	margin-bottom: 28px;
	font-weight: 600;
}
.irp-field { margin-bottom: 20px; }
.irp-field label {
	display: block;
	font-size: 0.78rem;
	font-weight: 600;
	letter-spacing: 0.08em;
	text-transform: uppercase;
	color: var(--ink-soft);
	margin-bottom: 8px;
}
.irp-field label span { color: var(--copper); }
.irp-field input, .irp-field select, .irp-field textarea {
	width: 100%;
	padding: 13px 16px;
	border: 1px solid var(--line);
	border-radius: var(--radius-sm);
	font-family: var(--ff-body);
	font-size: 0.96rem;
	color: var(--ink);
	background: var(--cream);
	transition: border-color .2s, box-shadow .2s, background .2s;
}
.irp-field input:focus, .irp-field select:focus, .irp-field textarea:focus {
	outline: none;
	border-color: var(--copper);
	background: var(--paper);
	box-shadow: 0 0 0 3px rgba(176,118,74,0.15);
}
.irp-field textarea { resize: vertical; min-height: 100px; }
.irp-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }

.irp-hp { position: absolute; left: -9999px; width: 1px; height: 1px; overflow: hidden; }

.irp-consent {
	display: flex;
	gap: 12px;
	align-items: flex-start;
	font-size: 0.83rem;
	color: var(--mute);
	line-height: 1.55;
	margin-bottom: 24px;
	padding: 16px;
	background: var(--cream);
	border-radius: var(--radius-sm);
	border-left: 3px solid var(--copper);
}
.irp-consent input { margin-top: 4px; flex-shrink: 0; accent-color: var(--copper); }

.irp-form__status {
	margin-top: 18px;
	padding: 14px 16px;
	border-radius: var(--radius-sm);
	font-size: 0.9rem;
	display: none;
}
.irp-form__status.is-success { display: block; background: rgba(47,122,77,0.08); color: var(--ok); border: 1px solid rgba(47,122,77,0.25); }
.irp-form__status.is-error { display: block; background: rgba(179,57,42,0.08); color: var(--err); border: 1px solid rgba(179,57,42,0.25); }

/* Legal */
.irp-legal { background: var(--cream-deep); }
.irp-legal__block + .irp-legal__block { margin-top: 56px; padding-top: 56px; border-top: 1px solid var(--line); }
.irp-legal__block p { color: var(--ink-soft); max-width: 80ch; margin-top: 14px; }

/* Footer */
.irp-footer { background: var(--navy-deep); color: #a4b1c7; padding-top: 64px; }
.irp-footer__inner { display: grid; grid-template-columns: 1fr 2fr; gap: 56px; padding-bottom: 56px; }
.irp-footer__brand p { font-size: 0.88rem; line-height: 1.6; margin-top: 20px; max-width: 36ch; color: #8092ad; }
.irp-footer__cols { display: grid; grid-template-columns: repeat(3, 1fr); gap: 32px; }
.irp-footer__cols h4 {
	font-family: var(--ff-body);
	font-size: 0.74rem;
	font-weight: 600;
	letter-spacing: 0.2em;
	text-transform: uppercase;
	color: var(--cream);
	margin-bottom: 18px;
}
.irp-footer__cols ul { list-style: none; padding: 0; margin: 0; }
.irp-footer__cols li { padding: 5px 0; font-size: 0.88rem; }
.irp-footer__cols a { color: #a4b1c7; text-decoration: none; }
.irp-footer__cols a:hover { color: var(--copper); }
.irp-footer .irp-brand__text strong { color: var(--cream); }
.irp-footer .irp-brand__text em { color: #8092ad; }
.irp-footer__bottom {
	border-top: 1px solid rgba(255,255,255,0.06);
	padding-block: 22px;
}
.irp-footer__bottom small { font-size: 0.78rem; color: #6f7e95; }

/* Reveal animations */
.irp-section, .irp-hero__copy > *, .irp-hero__card {
	opacity: 0;
	transform: translateY(20px);
	transition: opacity .8s ease, transform .8s ease;
}
.irp-section.is-visible, .irp-hero__copy.is-visible > *, .irp-hero__card.is-visible { opacity: 1; transform: none; }
.irp-hero__copy.is-visible > *:nth-child(1) { transition-delay: 0s; }
.irp-hero__copy.is-visible > *:nth-child(2) { transition-delay: .08s; }
.irp-hero__copy.is-visible > *:nth-child(3) { transition-delay: .16s; }
.irp-hero__copy.is-visible > *:nth-child(4) { transition-delay: .24s; }
.irp-hero__copy.is-visible > *:nth-child(5) { transition-delay: .32s; }
.irp-hero__card { transition-delay: .2s; }

@media (prefers-reduced-motion: reduce) {
	.irp-section, .irp-hero__copy > *, .irp-hero__card { opacity: 1 !important; transform: none !important; transition: none !important; }
}

/* Responsive */
@media (max-width: 980px) {
	.irp-hero__inner, .irp-contact, .irp-about { grid-template-columns: 1fr; gap: 40px; }
	.irp-grid--4 { grid-template-columns: repeat(2, 1fr); }
	.irp-process { grid-template-columns: repeat(2, 1fr); }
	.irp-process::before { display: none; }
	.irp-footer__inner { grid-template-columns: 1fr; }
}
@media (max-width: 720px) {
	.irp-nav { display: none; }
	.irp-header__inner { justify-content: space-between; gap: 14px; }
	.irp-phone-cta { padding: 6px 12px; }
	.irp-phone-cta__number { font-size: 0.92rem; }
	.irp-hero__signals { grid-template-columns: 1fr; gap: 18px; }
	.irp-row { grid-template-columns: 1fr; }
	.irp-form { padding: 26px; }
	.irp-grid--4 { grid-template-columns: 1fr; }
	.irp-process { grid-template-columns: 1fr; }
	.irp-footer__cols { grid-template-columns: 1fr 1fr; }
	.irp-contact__details { grid-template-columns: 1fr; }
}